Terms of use
By using Open Terms Income, you agree to use the site for general education and to check product decisions with qualified professionals.
Educational use
The site and its tools provide general information. They do not provide individualized insurance, investment, legal, or tax advice.
No product transaction
Using the site does not create an insurance application, policy, recommendation, quote, advisory relationship, or professional-client relationship.
Your contract controls
Insurance contracts, endorsements, prospectuses when applicable, and the issuing insurer control actual product terms.
Site availability
Open Terms Income may correct, update, suspend, or remove site content. You are responsible for confirming time-sensitive information before acting on it.
Acceptable use
Do not interfere with the site, bypass security, misuse the tools, or use the content in a way that violates applicable law.
Effective September 9, 2026